Commissioner of Insurance reports directly to ?

• A. Permanent secretary for financial service and treasury
• B. Financial Secretary
• C. Director of Insurance
• D. Secretary for Justice

Answer: (A)

In Hong Kong’s civil service, the Commissioner of Insurance sits under the Financial Services and the Treasury Bureau and reports to its top civil servant, the Permanent Secretary for Financial Services and the Treasury. This administrative line keeps day-to-day regulatory work on insurance within the bureau’s policy arm, while the Financial Secretary handles overall policy direction at the political level. The Director of Insurance would be a subordinate role, not the supervisor, and the Secretary for Justice oversees legal affairs, not insurance regulation. So the direct reporting relationship is to the Permanent Secretary for Financial Services and the Treasury.